
Cut Winter-Related Property Losses With Proper Planning
By Factory Mutual Engineering and Research
Severe winter weather in the United States caused more than $250 million in industrial and commercial property damage in the last
decade a number that companies could have dramatically reduced had they implemented proper winter protection measures,
according to Factory Mutual Engineering and Research (FME&R), a leading authority on property conservation counseling.
Where do companies face the greatest risk? Many losses occur in regions that are not accustomed to harsh winters, says Ray
Croteau, senior vice president of Factory Mutual Engineering Association, the division of FME&R that counsels companies on
protection strategies.
Areas that dont usually experience severe temperature drops often are unprepared for freeze-ups and snow loads, so when they
do occur, losses are large and costly, says Croteau. Many facilities located in these regions have little or no insulation or heating
equipment, with some processes or equipment located outside. These companies also may not have planned for the business
interruption that results from a winter-related loss, making the experience even more devastating.
Recent cold winters in the southern United States prove Croteaus point: cold weather cost Floridas orange growers millions of
dollars, but although it was not highly publicized, such industries as pulp/paper and petrochemicals also reported millions of dollars
of loss damage.
For example, a pulp and paperboard mill located in a southern state shut down for a long holiday weekend and suffered a $700,000
loss when various piping systems and associated valves ruptured as a result of freezing temperatures.
Disaster recovery professionals know recovering from inclement weather is considerably easier if a proper winter weather protection
plan is in place before the problem occurs. To help you develop safeguards for your company, FME&R recommends that your
plan include protection strategies for all assets in your organization that could be damaged, including plant buildings (idle facilities,
too), production machinery, mechanical equipment (including HVAC and refrigeration systems) and fire protection equipment.
Heavy snowfall and freezing temperatures are the two most devastating winter elements, causing roof collapses and equipment
freeze-ups. Below are recommendations on how to analyze your organizations roofs and equipment for potential damage and how
you can protect them against these common problems.
Guarding Against Snow-Related Roof Collapses
FME&R loss statistics show that approximately 75 percent of snow collapses occur with buildings that have multilevel roofs, since
the snow blows off the upper roof and collects on the lower roof, creating a sizable snow load. Wind may also sweep the snow
across the lower roof and up against the wall of the higher building. However, heavy snowfall, especially when it is mixed with ice or
hail, can be fatal for any roof not strong enough to support the extra load.
Curved roofs and canopies are also subject to collapse, and, since most severe storms are accompanied by northerly winds,
buildings with higher sections to the north of lower sections are more vulnerable.
Design and age are factors that determine roof collapse potential. Most snow load collapses involve boards-on-joist roofs or
steel-frame roofs of modern construction. Older, plank-on-timber and boards-on-joist roofs are also subject to snow loading. These
older roofs, however, often are able to withstand the extra weight because most were built when the cost of building materials
allowed roofs to be over-designed.
The risk doesnt end when the snow stops falling. After a snowstorm, rising temperatures may create ponds of melted snow,
which pose a significant roof collapse risk. Even worse, if the temperature drops again, it could cause this water to freeze. The
resulting ice dams that form on roof edges or near drains could hinder proper drainage. Drainage also may be blocked if ice is
allowed to form in the drain areas.
If you determine that roof collapse loss potential exists at your facility, you can help prevent snow load collapse by following the
three guidelines below.
1. Reinforce existing roofs where the roof design cannot withstand the anticipated snow load. Loss prevention consultants can help
you determine the extent of reinforcement measures that should be taken.
2. Have trained snow removal teams and appropriate snow removal equipment at sites where the loss expectancy is not high or
where reinforcement is not practical.
3. Design new roofs with sufficient drainage. For existing buildings and locations where this design approach is not practical, clear
snow and ice from the drains, and make paths through the snow and ice on the roof to allow water to run to drains or roof eaves.
Inspect drains and drainage pats on a regular basis, especially after a winter storm.
Freeze-ups Can Lead To Costly Business Interruption
Even without precipitation, freezing temperatures can incapacitate a facility by causing mechanical and electrical breakdowns. Most
frequently damaged by cold weather are sprinkler systems, process piping, compressors, instrumentation, valves and fittings,
heating and air conditioning equipment, steam piping and boilers.
Consider the petrochemical manufacturing facility in the southern United States that experienced below-normal temperatures (11-20
degrees) recently. The cold caused condensation to freeze in air lines leading to process instrumentation and controls. As a result,
feedwater demineralization was disrupted, and untreated water was fed into boilers.
The untreated water carried over and formed deposits in the superheater, which subsequently overheated and ruptured, disrupting
the entire process operation. This chain reaction, and other problems in the facility caused by the cold snap, resulted in equipment
and business losses of nearly $9 million.
Automatic sprinkler freeze-ups should be your chief concern during cold spells. Give top priority to thawing water in sprinkler
piping, because frozen water will limit fire-fighting efforts and lead to greater damage than might have occurred under normal
conditions.
Sprinkler and domestic water piping often is located in ceiling structures or walls closest to the exterior of a facility. Thus, water in
those pipes is susceptible to freezing if the building temperature is low enough.
Water frozen in domestic piping also is dangerous because it usually is vital as feedwater for boilers and other equipment. Lack of
cooling water to equipment can also cause it to overheat and eventually break down.
Consider using portable heaters and heat-tracing equipment to help keep water in pipes from freezing particularly in exposed areas
where protection is minimal due to poor insulation.
Three principles to follow when safeguarding equipment are: Remove water and moisture, add antifreeze, or provide heat. Heres
how these principles would apply to some of your equipment.
Process Equipment (boilers, process/steam piping): Idle equipment should be completely drained, flushed with antifreeze solution,
and have all compressed air blown out.
Compressors: Provide adequate heat, locate in a heated enclosure, or provide antifreeze solution. Drain equipment not otherwise
protected if freeze-up is imminent.

Instrumentation: Drain condensed moisture frequently, provide heat tracing, and minimize the length of lines exposed to ambient
temperatures.
Valves and Fittings: Check pressure vessel vents, relief valves and safety valves before and during cold weather to assure that
moving parts are functional and that openings are not obstructed by frozen condensate or foreign material. Make sure heat trace
systems have adequate capacity and are in good working order.
Heating: Maintain fuel supply and storage systems in good condition. Make sure an adequate alternate supply of fuel is available in
the cold weather months. Preheating equipment for heavier fuel oils should be properly maintained to assure proper viscosity of the
oil for firing.
Air conditioning: Remove water from oil coolers and water jackets. Drain condensers of chilling units. For more effective
protection, circulate an antifreeze solution through all water passages before draining.
If a facility will be unattended during the winter, a central station supervised alarm system should be provided to monitor power
supply, building temperatures, low-water fuel trips on boilers, water temperatures on exposed water storage tanks and selected
process controls. Set the alarm system to activate before temperatures fall below 40 degrees.
Heating and insulating systems of buildings and equipment prone to damage from freezing temperatures should be designed to keep
the temperature at a minimum of 40 degrees. And, provide enough building heat in areas that are susceptible to freezing, including
stairwells and out-of-the-way spaces.
If a property is idle and/or has experienced past freeze-ups, drain equipment carrying moisture that is susceptible to condensation
and freezing before the winter begins. Schedule maintenance shutdowns before the onset of winter for buildings and equipment that
have experienced freeze-ups in the past.
Putting A Winter-weather Protection Plan Into Action
To protect against a winter-related crisis, develop a prevention and maintenance program outlining an inspection schedule and repair
procedures for all systems subject to freeze damage. Appoint a designated representative from management or operations to
monitor weather conditions and implement cold weather procedures, and establish guidelines for a weather watch with procedures
for alerting management and maintenance personnel.
Implement an emergency response plan to minimize downtime and production losses.
Too many companies develop disaster or emergency response plans that just sit on the shelf collecting dust, says Croteau. Then
when a disaster strikes, theyre not ready for it.
Effective emergency response requires a thorough employee training program including simulated drills and other tests of the
response plan.
Croteau advises disaster management professionals to develop an Emergency Organization (EO) with personnel trained to respond
to winter-weather emergencies.
Choose EO members from employees who are likely to be available during a crisis, Croteau says. Alternate EO members also
should be named.
When a disaster strikes, most employees will want to be with their families and homes, he says. If possible, you should choose
those employees who live in areas less likely to be affected by a disaster that can damage a facility.
Proper Training Is Essential
Once an EO is established and responsibilities assigned, establish a training program.
Croteau also suggests that an emergency handbook be distributed to all employees, and that regular emergency drills be conducted.
In summary, Croteau advises disaster recovery professionals not be lulled into a false sense of security. Even though several winters
may pass without a major freeze, or if your facility is located in an area not normally prone to freezing weather, develop and
implement an emergency action plan now. It is up to you to make sure you and your business will not be left out in the cold.
Factory Mutual Engineering and Research, located in Norwood, Mass., is a leading authority on property conservation counseling.
This article adapted from Vol. 5 #1..
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